Wondering if you’re in trouble?

Take a look at the warning signs.

  1. You don’t know how much you owe.
  2. You often pay bills late.
  3. You get a new loan to pay old loans.
  4. You pay only the minimum balance due each month.
  5. You would have an immediate financial problem if you lost your job.
  6. You’re spending more than you earn, using your savings to pay for day-to-day expenses.
  7. You shop as a form of recreation.
  8. You don’t comparison shop for major purchases
  9. You’re an impulse buyer
  10. You don’t have a retirement account

If you answered yes to 3 or more of these statements, you may need help in getting your finances in order.  The following resources can hlep you get started:

  1. Household Budget
  2. Budget In Your Pocket

Are you upside-down on your mortgage (owe more than it’s worth)?

Check out this site:  HopeNow.com

Other Financial Links